FAQ's
Frequently ask question
An ITI Gold Loan is a secure, quick-disbursing loan where you pledge 18K–22K gold jewelry as collateral and receive funds instantly
- Indian residents aged 21 to 70.
- Owners of 18–22 carat gold jewelry.
- Must submit basic KYC documents:
You'll need the following:
- PAN Card
- Photo ID: Passport, Aadhar Card, or Voter ID
- Address Proof: utility bill, rent agreement, or bank statement
- Instant disbursal of funds
- Higher loan value per gram—no need to liquidate assets
- Transparent fees, with no hidden charges
- Flexible repayment options, including part-payment & prepayment
- Competitive interest rates, calculated daily
- Short tenure options: typically 3–12 months
- Minimal documentation, ensuring quick approval
Your pledged gold is securely stored in ITI branch vaults until full loan repayment. You can verify your gold’s status at any ITI Gold Loan branch.
No—ITI Gold Loan guarantees complete transparency. There are no hidden costs or surprise fees.
ITI Gold Loan offers flexible repayment options to suit your financial needs:
- Pay interest regularly during the loan tenure as per your chosen schedule.
- Repay the principal amount at the end of the loan term.
- Make partial repayments any time during the tenure—interest is charged only on the outstanding balance.
Yes. ITI Gold Loan offers flexible repayment options, including part-prepayment and partial gold release, designed for added convenience.
- Backed by the ITI Group, a trusted financial services brand established in 1991
- Focused wholly on customer-first policies
- Offers flexible repayment structures, including top-up loans, part-payment, and part-release features
Apply & visit your nearest branch.
- Email: glhelpdesk@itiorg.com
- Phone: 98205 20200